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That is an instance from the if Wells Fargo dishonestly discriminated against Black individuals for mortgage financing refinancing. To the , Bloomberg stated that Wells Fargo Bank got accepted 47 per cent out-of all black borrowers’ refinancing applications when you look at the 2020, when you find yourself other loan providers had recognized a combined 71 per cent of its Black customers’ programs. Having said that, 72 % out-of Wells Fargo’s white consumers had its apps approved. The study subsequent showed that, to possess Wells Fargo, the greatest-money Black colored [refinancing] applicants [had] an acceptance speed about the same because White consumers from the lowest-earnings bracket.

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